Select Group for Indian Buyers | Under AED 2 Million

Yes Indian nationals have full freehold ownership rights in Dubai's designated Investment Zones, including all major masterplan communities where Select Group operates. The Dubai Land Department (DLD) issues internationally recognised title deeds and no restrictions apply to Indian nationals acquiring Select Group residences within the Under AED 2 Million investment threshold. Indian nationals have access to full UAE mortgage products, with resident Indians qualifying for LTV ratios of up to 80% and non-resident Indians (NRI) typically securing 60-75% LTV.

The under-AED 2M investment threshold does not directly qualify for the UAE Golden Visa, which requires a minimum property value of AED 2,000,000. However, Indian investors acquiring at this level can utilise the UAE Investor Visa pathway for properties valued above AED 750,000 and can build toward Golden Visa qualification through phased acquisitions or upgrading to a higher-value Select Group residence within the prestige tier.

Select Group offers strong payment plan structures typically comprising a 20–30% booking and construction-phase schedule, with 30–40% due upon handover, making acquisitions highly manageable for internationally based investors. For Indian buyers specifically, full UAE mortgage eligibility provides an additional financing pathway, allowing investors to leverage up to 75–80% LTV on completed properties. All payments are RERA-protected through registered escrow accounts, ensuring complete capital security.

Indian buyers should consider the following when acquiring Select Group property at the Under AED 2 Million level: Remittance under FEMA (Foreign Exchange Management Act) guidelines applicable for NRI buyers; Repatriation of sale proceeds and rental income permitted under UAE-India bilateral frameworks; RERA-registered agents mandatory confirms buyer protection under Law No. 26 of 2007. From an investment perspective, Select Group's investment-grade tier residences have delivered properties within established communities at this investment threshold have demonstrated 8–15% annual appreciation in recent cycles, driven by sustained expatriate demand and constrained freehold supply in prime locations.. A 4% DLD registration fee applies on all acquisitions, alongside a standard 2% agency commission and approximately AED 5,000–10,000 in ancillary registration costs. This page provides general informational content only and does not constitute investment, tax, or legal advice consult qualified professionals before proceeding.