Dubai Property ROI Calculator
Enter your purchase price, expected rent and financing details to instantly see your gross yield, net yield, cash-on-cash return, annual cash flow and payback period. Built by MRK Real Estate using the same underwriting model we use for our AED 5M+ investment clients.
Your Deal Inputs
Financing
Operating Costs & Fees
Gross Rental Yield
—
Net Rental Yield
—
Cash-on-Cash Return
—
Cash Flow Summary
- Annual Rent
- AED 0
- – Service Charges
- −AED 0
- – Management Fee
- −AED 0
- – Maintenance Reserve
- −AED 0
- Net Operating Income
- AED 0
- – Mortgage Payments
- −—
- Annual Cash Flow
- —
Capital Stack
- Down Payment
- AED 0
- Closing Costs
- AED 15,000
- Total Cash Invested
- AED 15,000
- Loan Amount
- AED 0
- Monthly Mortgage
- —
- Payback Period
- —
How the Dubai ROI Calculator Works
Gross Rental Yield
Gross Yield = (Annual Rent ÷ Purchase Price) × 100. This is the headline number most Dubai listings quote. A gross yield of 6–8% is considered strong in prime Dubai communities. Villas on Palm Jumeirah typically deliver 4–5%, while apartments in JVC, Arjan and Business Bay reach 7–9%.
Net Rental Yield
Net Yield = (Annual Rent − Service Charges − Management Fee − Maintenance Reserve) ÷ Purchase Price × 100. Dubai service charges range from AED 8–30 per sq ft depending on the building and can consume 15–25% of gross rent in luxury towers. Always model net yield, not gross.
Cash-on-Cash Return
Cash-on-Cash = Annual Cash Flow After Debt Service ÷ Total Cash Invested × 100. This is the true return on the equity you put in. With Dubai mortgages at 4.5–5.5% and gross yields above 7%, leveraged investors often see cash-on-cash returns of 12–18%.
Payback Period
Payback Period = Total Cash Invested ÷ Annual Net Cash Flow. Properties with net yields above 7% in Dubai can pay back initial equity in 10–14 years, excluding capital appreciation.
Dubai Rental Yield Benchmarks 2026
Premium (4–6%)
Capital-appreciation focused. Trophy assets, long-term hold.
Balanced (6–8%)
Strong yield plus realistic appreciation potential.
High Yield (8–10%)
Cash flow focused. Typically studios and 1-beds in emerging areas.
Frequently Asked Questions
What is a good rental yield in Dubai?
A gross rental yield of 6–8% is considered strong in Dubai. Premium locations deliver 5–7%, while higher-yield areas like JVC and Arjan can reach 8–10% gross yields.
How are net yields calculated in Dubai?
Net yield deducts service charges, management fees and a maintenance reserve from gross rent. Dubai investors typically subtract 15–25% of gross rent for operating costs depending on the building.
What fees are involved when buying property in Dubai?
Expect 6–8% of purchase price in transaction costs: 4% DLD transfer fee, 2% agent commission, mortgage registration, NOC fees and trustee fees. Our calculator includes these by default.
Are Dubai properties a good investment in 2026?
Dubai remains one of the strongest rental-yield markets globally. Zero income tax, no capital gains tax, Golden Visa eligibility at AED 2M+ and continued population growth support the investment case.