Select Group for Canadian Buyers | Under AED 2 Million

Yes Canadian nationals have full freehold ownership rights in Dubai's designated Investment Zones, including all major masterplan communities where Select Group operates. The Dubai Land Department (DLD) issues internationally recognised title deeds and no restrictions apply to Canadian nationals acquiring Select Group residences within the Under AED 2 Million investment threshold. Canadian nationals enjoy full UAE mortgage eligibility, with strong bilateral banking relationships between Canadian and UAE financial institutions.

The under-AED 2M investment threshold does not directly qualify for the UAE Golden Visa, which requires a minimum property value of AED 2,000,000. However, Canadian investors acquiring at this level can utilise the UAE Investor Visa pathway for properties valued above AED 750,000 and can build toward Golden Visa qualification through phased acquisitions or upgrading to a higher-value Select Group residence within the prestige tier.

Select Group offers strong payment plan structures typically comprising a 20–30% booking and construction-phase schedule, with 30–40% due upon handover, making acquisitions highly manageable for internationally based investors. For Canadian buyers specifically, full UAE mortgage eligibility provides an additional financing pathway, allowing investors to leverage up to 75–80% LTV on completed properties. All payments are RERA-protected through registered escrow accounts, ensuring complete capital security.

Canadian buyers should consider the following when acquiring Select Group property at the Under AED 2 Million level: CRA (Canada Revenue Agency) reporting obligations apply to offshore property ownership T1135 foreign property declaration required above CAD 100,000; UAE-Canada tax treaty provisions govern rental income and capital gains treatment; Canadian buyers frequently structure acquisitions through offshore holding entities for CRA efficiency. From an investment perspective, Select Group's investment-grade tier residences have delivered properties within established communities at this investment threshold have demonstrated 8–15% annual appreciation in recent cycles, driven by sustained expatriate demand and constrained freehold supply in prime locations.. A 4% DLD registration fee applies on all acquisitions, alongside a standard 2% agency commission and approximately AED 5,000–10,000 in ancillary registration costs. This page provides general informational content only and does not constitute investment, tax, or legal advice consult qualified professionals before proceeding.