Al Furjan: 5-Year Cost of Ownership
Complete cost breakdown for a typical 2-bedroom apartment with 80% LTV mortgage at 4.5% fixed rate.
Community Overview
Avg Price/Sqft
AED 2600
Market rate
Service Charge
AED 6
Per sqft annually
DEWA (Water + Elec.)
AED 210
Monthly average
Cooling (if applicable)
AED 140
Monthly average
Emerging villa community south of Dubai. Affordable pricing with strong future appreciation potential.
5-Year Cost Breakdown (2BR Apartment, 1,500 sqft)
Property Purchase PriceAED 3,900,000
Down Payment (20%)AED 780,000
Loan Amount (80% LTV)AED 3,120,000
DLD Fees (~4%)AED 156,000
5-Year Mortgage PaymentsAED 1,184,320
Service Charges (5 years)AED 45,000
DEWA + Cooling (5 years)AED 21,000
Insurance (5 years)AED 13,500
TOTAL 5-YEAR COSTAED 2,297,320
Includes down payment, DLD, mortgage interest, service charges, utilities and insurance
Annual Cost Breakdown
| Cost Category | Monthly | Annual | % of Total |
|---|---|---|---|
| Mortgage Payment | AED 19,739 | AED 236,864 | 51.6% |
| Service Charges | AED 750 | AED 9,000 | 2.0% |
| DEWA + Cooling | AED 350 | AED 4,200 | 0.9% |
| Insurance | AED 225 | AED 2,700 | 0.6% |
| Monthly Total (excluding one-time costs) | AED 21,064 | ||
Want a Custom Cost Analysis?
Our team can model custom scenarios with different LTV, rate and property size assumptions to match your exact needs.