Investment Tools

Property Tools & Calculators

Investment-grade Dubai real estate tools built for precision, not approximation. Every calculator reflects the actual cost structures, regulatory fees and yield mechanics of the Dubai market.

36 tools covering financing, investment returns, tenancy, running costs and residency eligibility.

36

Free Tools

0%

Capital Gains Tax in Dubai

RERA

Compliant Calculations

DLD

Fee Structures Used

Browse All Tools

Financing

Mortgage Calculator

Calculate monthly EMI, total interest, amortization schedule, affordability and LTV for UAE home loans. Includes DLD fees and closing costs.

Most popularOpen
Investment

ROI Calculator

Project total investment return including rental income, capital appreciation and acquisition costs over your chosen holding period.

Net & gross returnsOpen
Costs

Buying Costs Calculator

Estimate all upfront costs when purchasing in Dubai DLD transfer fee, trustee fees, agent commission, NOC fees and registration charges.

Full breakdownOpen
Investment

Capital Gains Calculator

Model your capital gain on a Dubai property sale. Includes holding period, net proceeds after fees and 0% tax confirmation.

0% capital gainsOpen
Decision

Buy vs Rent Calculator

Break-even analysis comparing buying vs renting in Dubai. Factor in appreciation, opportunity cost, rent inflation and total cost of ownership.

5-year horizonOpen
Running Costs

DEWA Estimator

Estimate your monthly Dubai Electricity and Water Authority bills based on property type, size, number of residents and seasonal usage.

Unit-specificOpen
Tenancy

Tenancy Contract

Deposit, cheque split, housing fee and agency commission on a Dubai tenancy contract, plus a document checklist for landlord and tenant. Then generate the contract itself.

NewOpen
Tenancy

Rent Increase Calculator

Check whether your landlord's proposed rent increase is lawful under the RERA bands, and what the 90-day notice rule means for you.

NewOpen
Tenancy

Ejari Calculator

Calculate Ejari registration fees for Dubai tenancy contracts. Required for all RERA-registered leases. Instant cost breakdown.

RERA compliantOpen
Costs

Holding Cost Calculator

Calculate annual cost of holding a Dubai property service charge, DEWA, insurance, management fees and mortgage interest.

Annual basisOpen
Tenancy

Rent Committee Calculator

Check if your Dubai landlord is legally permitted to increase rent. Uses RERA's official rent index and increase cap formula.

RERA rent indexOpen
Tenancy

Security Deposit Calculator

Calculate the standard security deposit amounts for Dubai rentals furnished vs unfurnished and understand refund rules.

Furnished & unfurnishedOpen
Utility

Currency Converter

Convert property prices between AED and 30+ global currencies. Live indicative rates for cross-border investment planning.

30+ currenciesOpen
Residency

Golden Visa Eligibility Checker

Determine your eligibility for UAE Golden Visa based on property value, investment profile and residency type. Instant assessment.

Instant eligibilityOpen
Residency

Golden Visa Eligibility Quiz

Guided 5-question quiz to identify the optimal UAE visa pathway for your profile investor, entrepreneur, professional, or property owner.

Personalised pathwayOpen
Discovery

Property Match Quiz

Answer 6 questions about your lifestyle and investment goals. Receive a tailored community shortlist with rationale for each match.

AI-matched resultsOpen
Financing

Mortgage Affordability Calculator

UAE lenders cap repayments at 50% of income and require 20–35% down. Work out the property price that actually clears both tests.

50% DBR + LTV capsOpen
Financing

Down Payment Calculator

Work out the total cash you need on day one — deposit, DLD fee, agency commission and trustee charges.

Full day-one cashOpen
Financing

Mortgage vs Cash Calculator

Compare the total cost of financing against paying cash, and see what your deposit would need to earn elsewhere to justify the loan.

Opportunity costOpen
Financing

Mortgage Refinance Calculator

See what switching rate saves you monthly and over the remaining term, net of the fees involved in moving lender.

Break-even in monthsOpen
Costs

DLD Fee Calculator

The 4% transfer fee plus every fixed charge that lands at the trustee office on transfer day.

4% + fixed chargesOpen
Costs

Agent Commission Calculator

Commission on a sale or a lease, with VAT — and what it looks like split between two agencies.

Sale & rental, incl VATOpen
Costs

NOC Fee Calculator

The No Objection Certificate cost, plus the service charge settlement developers require before they issue it.

Arrears gateOpen
Investment

Rental Yield Calculator

Gross yield is the easy number. Net yield after service charges, management and vacancy is the one that matters.

Gross vs netOpen
Investment

Short-Term Rental Calculator

Compare short-let income against a long lease, after DTCM licensing, platform fees, cleaning and realistic occupancy.

Short-let vs long-letOpen
Investment

Break-Even Calculator

Transaction costs on both ends mean a Dubai property has to appreciate several percent before a sale clears its costs.

Round-trip costOpen
Investment

Off-Plan Payment Plan Calculator

Map a 60/40, 80/20 or 1% monthly plan into actual instalments and see the handover balloon before you commit.

Handover balloonOpen
Investment

Rent-to-Own Calculator

See how much of your rent actually goes toward ownership, and what the arrangement costs against buying outright.

What actually creditsOpen
Running Costs

Service Charge Calculator

Service charges are quoted per square foot and quietly decide your net yield. Work out the annual and monthly cost.

Per-sqft bandsOpen
Running Costs

Chiller Cost Calculator

District cooling is billed separately from DEWA and catches out most first-time Dubai residents.

Chiller-free comparedOpen
Running Costs

Home Insurance Calculator

Building and contents cover, and what your lender will insist on if you are mortgaged.

Rebuild, not marketOpen
Tenancy

Moving Cost Calculator

Movers, Ejari, DEWA deposit, chiller registration and the agency fee — the full cost of changing address.

What's refundableOpen
Tenancy

Snagging Checklist

What to check at handover, why it matters, and what the developer is obliged to fix under warranty.

10yr / 1yr warrantyOpen
Utility

Sqft to Sqm Converter

Dubai listings quote square feet. Most of the world thinks in square metres. Convert both ways, with price per unit.

Price per unit tooOpen
Residency

Golden Visa Investment Calculator

Check whether a purchase clears the AED 2M threshold, including whether a mortgaged property qualifies on equity.

AED 2M equity routeOpen
Financing

Debt Burden Ratio Calculator

Your DBR decides whether a bank will lend at all. Work out where you stand before you apply.

Card-limit ruleOpen

Tool Categories

CostsDecisionDiscoveryFinancingInvestmentResidencyRunning CostsTenancyUtility

Need a Bespoke Investment Analysis?

Our investment specialists go beyond calculators delivering tailored portfolio modelling, off-market sourcing and transaction advisory for serious investors.

Speak to an Advisor

Trusted by property investors across 40+ nationalities

Connect with MRK

Dubai's property market is moving fast. Let our advisors help you navigate the opportunities.