Golden Visa Property Threshold Calculator
Check whether a purchase clears the AED 2M threshold, including whether a mortgaged property qualifies on equity.
The property threshold for the 10-year Golden Visa is AED 2 million. Mortgaged properties can qualify where the owner's equity meets the threshold, and multiple properties may be combined. Requirements change — confirm current rules with ICP or a licensed agent before relying on this.
What you need to know
The property route to the UAE Golden Visa requires AED 2 million in residential real estate. It grants a ten-year renewable residency, is not tied to employment, and covers spouse and children.
Two points are commonly misunderstood. First, a mortgaged property can qualify — what matters is the owner's equity reaching AED 2 million, not that the property is unencumbered. Second, multiple properties can be combined toward the threshold, which was not always the case.
The property must be residential and registered with the Dubai Land Department. Off-plan can qualify depending on the stage and the developer's registration status, but it is worth confirming that specifically before buying with a visa as the objective — the answer varies by project.
Common questions
How much property do I need for a UAE Golden Visa?
AED 2 million in residential property. Multiple properties can be combined toward the threshold.
Does a mortgaged property qualify?
Yes, where your equity in the property reaches AED 2 million.
How long is the Golden Visa valid?
Ten years, renewable, and it is not tied to employment. Spouse and children can be included.
Want these numbers checked against a real property?
Send us the unit you are looking at and we will run the actual figures — service charge for that building, current market rent, and what comparable units transacted at.