What is the AED to USD exchange rate?

The UAE Dirham (AED) is pegged to the US Dollar at a fixed rate of 1 USD = 3.6725 AED since 1997. This peg is guaranteed by the UAE Central Bank, making the AED/USD rate one of the most stable currency pairs globally. For practical purposes, you can assume AED 3.67 = USD 1.00.

Is the AED pegged to the US dollar?

Yes. The UAE maintains a fixed peg of 3.6725 AED per USD. This peg has been in place since 1997 and is backed by the UAE Central Bank's commitment to maintain currency stability. This stability is one reason Dubai attracts international investors and businesses.

What fees apply when converting currency for a Dubai property purchase?

International wire transfers and currency conversions typically incur 0.5-2% in bank fees and FX spreads depending on your bank and transfer method. For large transfers (AED 2M+), negotiate directly with your bank's FX desk or use specialized remittance providers to minimize slippage. Always budget 1-2% for currency friction.

How do I convert my home currency to AED for a Dubai property purchase?

International buyers typically wire funds via SWIFT transfer from their home bank to a UAE bank account, converting at the spot rate at time of transfer plus bank fees. For large amounts (AED 2M+), MRK Real Estate can introduce you to specialized FX providers and international private banks offering better rates than retail banks.

What is the Golden Visa threshold in my currency?

The Golden Visa property threshold is AED 2 million, which translates to roughly USD 545,000, GBP 430,000, EUR 500,000, INR 4.5 crore and CNY 3.95 million at typical rates. Use this converter to check the live equivalent in your currency and confirm Golden Visa eligibility before committing to a purchase.

For international buyers

Dubai Property Currency Converter

Convert any Dubai property price between AED and your home currency USD, GBP, EUR, INR, CNY, SAR and more. Understand exactly what a Palm Jumeirah villa or Downtown penthouse costs in the currency you actually earn.

Amount in AED

Quick presets:

Equivalent in AED: AED 0

Converted to 12 major currencies

🇺🇸USD

$ 0

US Dollar

🇬🇧GBP

£ 0

British Pound

🇪🇺EUR

€ 0

Euro

🇮🇳INR

₹ 0

Indian Rupee

🇨🇳CNY

¥ 0

Chinese Yuan

🇸🇦SAR

﷼ 0

Saudi Riyal

🇸🇬SGD

S$ 0

Singapore Dollar

🇨🇭CHF

CHF 0

Swiss Franc

🇦🇺AUD

A$ 0

Australian Dollar

🇨🇦CAD

C$ 0

Canadian Dollar

🇯🇵JPY

¥ 0

Japanese Yen

🇷🇺RUB

₽ 0

Russian Ruble

Reference rates (AED per 1 unit)

🇺🇸 1 USD= 3.67 AED

🇬🇧 1 GBP= 4.67 AED

🇪🇺 1 EUR= 4.00 AED

🇮🇳 1 INR= 0.0440 AED

🇨🇳 1 CNY= 0.51 AED

🇸🇦 1 SAR= 0.98 AED

🇸🇬 1 SGD= 2.72 AED

🇨🇭 1 CHF= 4.12 AED

🇦🇺 1 AUD= 2.39 AED

🇨🇦 1 CAD= 2.66 AED

🇯🇵 1 JPY= 0.0236 AED

🇷🇺 1 RUB= 0.04 AED

Indicative reference rates only. AED/USD is a fixed peg at 3.6725; other rates fluctuate. Confirm live quotes with your FX provider before any transaction.

How to Read These Numbers

AED is pegged to the USD

The UAE Dirham (AED) has been pegged to the US Dollar at 3.6725 since 1997. This means the AED/USD rate barely moves, giving USD-earning buyers exceptional currency stability. GBP, EUR, INR and CNY rates do fluctuate, so the figures below are indicative always confirm at the moment of transfer.

Budget 6–8% above the headline price

The sticker price isn't the full cost. Factor the 4% DLD transfer fee, 2% broker commission, AED 4,000 trustee fee, title deed fee and if buying with a mortgage another ~1% in bank fees. International buyers should hold all-in costs in AED and only convert at the final step.

Non-resident mortgage LTV caps at 50%

If you're a non-resident borrower, UAE banks typically cap LTV at 50% for properties under AED 5M and 40% above AED 5M. That means you need ~50–60% of the purchase price in equity in your home currency, converted to AED at transfer time. Build a small FX buffer into your funding plan.

Golden Visa threshold in your currency

The AED 2M Golden Visa property threshold translates to roughly USD 545,000, GBP 430,000, EUR 500,000, INR 4.5 crore, or CNY 3.95M at recent rates. These are moving targets this converter gives you a live estimate, but your AED figure is what actually matters for DLD.

FX & Transfer Guidance

We work with FX specialists and international private banks to structure transfers that minimise slippage and protect you from mid-transaction currency swings. For purchases above AED 5M, we can introduce you to hedging desks.

Ask about FX partners →

Rates Disclaimer

Exchange rates shown are indicative reference rates updated periodically not live market rates. Interbank spreads, retail markups and transfer fees will affect your final cost. For live quotes at transaction time, contact us or your FX provider.

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Planning a cross-border Dubai purchase?

We help international investors from London, Mumbai, Riyadh, Singapore, Shanghai and New York close Dubai property efficiently with clear advice on currency timing, legal structure and Golden Visa eligibility.