Dubai South (DXB South): 5-Year Cost of Ownership
Complete cost breakdown for a typical 2-bedroom apartment with 80% LTV mortgage at 4.5% fixed rate.
Community Overview
Avg Price/Sqft
AED 2200
Market rate
Service Charge
AED 5
Per sqft annually
DEWA (Water + Elec.)
AED 200
Monthly average
Cooling (if applicable)
AED 140
Monthly average
Emerging affordable community near Al Maktoum Airport. Best value in Dubai; limited amenities.
5-Year Cost Breakdown (2BR Apartment, 1,500 sqft)
Property Purchase PriceAED 3,300,000
Down Payment (20%)AED 660,000
Loan Amount (80% LTV)AED 2,640,000
DLD Fees (~4%)AED 132,000
5-Year Mortgage PaymentsAED 1,002,117
Service Charges (5 years)AED 37,500
DEWA + Cooling (5 years)AED 20,400
Insurance (5 years)AED 11,000
TOTAL 5-YEAR COSTAED 1,945,517
Includes down payment, DLD, mortgage interest, service charges, utilities and insurance
Annual Cost Breakdown
| Cost Category | Monthly | Annual | % of Total |
|---|---|---|---|
| Mortgage Payment | AED 16,702 | AED 200,423 | 51.5% |
| Service Charges | AED 625 | AED 7,500 | 1.9% |
| DEWA + Cooling | AED 340 | AED 4,080 | 1.0% |
| Insurance | AED 183 | AED 2,200 | 0.6% |
| Monthly Total (excluding one-time costs) | AED 17,850 | ||
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