Saudi Family Relocation Guide

Banking Tips

• •Saudi bank accounts can be maintained (often do)
• •Dual currency management (SAR/AED) important
• •Islamic banking products available if preferred
• •Cross-border business banking streamlined
• •Consider property investment in both markets
• •Wealth management available in Arabic/English

Tax Implications

UAE: No income tax. Saudi Arabia: Non-residents can maintain business interests. No double taxation. UAE/Saudi treaty applies. If maintaining Saudi interests: consult Saudi tax advisor. Capital gains: UAE gains not taxable. Saudi gains: subject to zakat (2.5%) for practicing Muslims. Non-Saudi property: generally not subject to Saudi tax. Structure investments carefully with Saudi accountant.

Important: This is general information. Consult a professional tax advisor for your specific situation.

Healthcare Notes

Private healthcare excellent with Islamic healthcare principles often respected. Family plans: 30,000-50,000 AED/year. Female doctors available upon request. Maternity care excellent (can request female OBGYNs throughout). Pharmacies stock common Islamic remedies. Halal medication requirements understood. Healthcare providers experienced with Saudi families.

First Week Checklist

1. Get residence visa stamped
2. Apply for dependent visas
3. Register with Saudi Embassy if needed
4. Open bank account (consider Islamic banking)
5. Tour schools (IB and British popular)
6. Arrange temporary housing
7. Establish healthcare provider (note female doctor preferences if needed)
8. Setup utility connections