LTV (Loan-to-Value Ratio)

التعريف

ينشر فريقنا الاستشاري هذه الإجابات التفصيلية باللغة الإنجليزية.

The percentage of a property's value that a bank will finance as a mortgage, calculated as loan amount divided by appraised property value. Dubai banks typically offer LTVs of 80-90% for primary residences and 70-80% for investment properties. Higher LTVs may require mortgage insurance and impose stricter borrowing criteria.