DBR (Debt Burden Ratio)

التعريف

ينشر فريقنا الاستشاري هذه الإجابات التفصيلية باللغة الإنجليزية.

A measure of total monthly debt obligations (mortgages, loans, credit cards) expressed as a percentage of gross monthly income. Dubai banks typically require DBR below 50% for mortgage approval, meaning debt payments cannot exceed half of monthly earnings. Lower DBR ratios improve approval chances and may enable higher loan amounts.